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This post is all about cheating! Cheating on your budget that is. Consumer Mindset Sticking to a budget can be difficult. Sometimes a little cheating can be beneficial. Everything about our society today is centered on consumerism. Every year electronics companies come out with a new upgrade to their products. The sole purpose of which […]
Every day, Americans consumer some 400 million cups of coffee. Many of these cups are sold by Starbucks. While most of you probably know that Starbucks is expensive, you probably never realized that it’s actually costing you tens, if not hundreds of thousands of dollars. While ordering a smaller size is an easy way to save money, you could […]
The Good Old Days Back in the days before social media and our always-connected society, the term “Keeping up with the Joneses” simply referred to comparing yourself to your neighbor or close friends. If your friend got a new house, all of a sudden, your house didn’t seem so great and you started to think […]
Broke for the Holidays The holidays can be tough on your wallet. It sometimes seems like shopping has become as much of an American pastime as baseball and apple pie. Plus, with the rise of social media, we are spending more than ever. However, one little trick could help you spend less this holiday season, […]
Are You Rational? Probably not. When it comes to decision making, it turns out most people (myself included) don’t think rationally. Sure, we think we are making the best decision at the time, but when looked at objectively? That’s when things get interesting. A Study in Human Psychology As consumers, Dan Ariely’s book Predictably Irrational provides […]
A survey found around 62% of Americans don’t have $1,000 saved. If we followed Odysseus’ example and eliminated our future options, our finances might improve. In the Odyssey when Odysseus approached the Sirens, he had his men tie him to the ship and plug his ears with beeswax. He knew that no one was able […]
Mason reached out to me a few weeks ago about a financial app he built called Slope. Immediately, I was impressed with the quality and how easy it was to track your savings. Then I found out he built the entire thing himself, while still in college! I found his story so interesting that I […]
Saving money doesn’t have to be difficult. By making a few minor adjustments to your daily life, you can easily save a dollar a day. Most involve just minor adjustments to your daily life (no giving up that Starbucks!) 1. Cut Cable Cable prices have been increasing at 4 times the rate of inflation. Cutting […]
Today’s guest post comes from Barnabas. If you want to read more from him, check out his site thedadwallet.com where he discusses ways to increase income and pay down debt. Back when I was single and had a very good paying job, money didn’t seem like such an issue to me. In hindsight I should have […]
