link rel="stylesheet" href=""> Average Joe Finance | Finance. Simplified.

Finance. Simplified.

Ready to take your finances to the next level?


Mastering your finances requires a three-tiered approach, and the first step is to start saving. Think of your savings as your foundation. Having a solid and reliable foundation provides you with the base needed to achieve financial freedom. If you don’t have enough in savings, you won’t be able to move onto the next phase of financial mastery. If you are just beginning your financial journey, start here for tips and insights about how to boost your savings.


Once you've built up your savings, the next step toward mastering your finances and achieving financial freedom is investing. While savings are your foundation, smart investing is the resource you need to build on it. While most people think of investing solely as stocks, it comprises much more than that. If you want to achieve financial freedom, you need to start thinking of cash as an asset and investing then becomes any way to use that cash to create additional assets that produce recurring income.

Building Wealth

Being able to build long-lasting wealth, is the ultimate financial goal. Investing and building wealth go hand in hand. By using your savings to invest, you can create recurring revenue that increases wealth over time. By viewing your investments as assets, you put yourself in a better mindset for wealth creation. Ideally, your investments provide a passive income stream that covers your monthly expenses, giving you the financial freedom to stop working full-time and focus on activities you're truly passionate about.